Ideal for those looking to build a nest egg and who like to plan ahead for the unexpected.

An investment account designed to save money and minimize the risk of loss. You'll be buying ETFs that will invest in short-term corporate bonds and U.S. Treasury bonds.

✓ Automatic deposits
✓ Unlimited withdrawals
✓ Learning Journeys
✓ News and tips
✓ Bank alerts
✓ Online support

The Subscription Fee is $10/month. You automatically switch to an annual Asset Management Fee of 1.0% when the combined balance across all your Finhabits accounts surpasses $12,000.

The subscription includes up to 3 investment accounts and access to exclusive Money Journeys, classes, financial planning tools, and live stream events.

The Finhabits fee covers most of the costs associated with your account such as unlimited deposits, withdrawals, re-balancing, and reinvestment of dividends. You could incur extra charges on services that are not part of the normal service such as printed statements.

Start with an initial goal of $1,000. Once you get there, a good rule of thumb is to have a reserve that can cover between 3-6 months of basic expenses. That includes housing, food, transportation and utilities.