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Personal Investment Account
Investing for the medium- and long-term is like putting your savings on steroids. With this account you'll invest in a well-diversified investment portfolio. Plus, you'll have access to Finhabits' habit-building Journeys, news & tips, and bank alerts.

Start today with as little as $20 a week.
Who is it for?
Good for those looking to invest for mid-term and long-term goals, and who may need access to all or part of their funds at any time.
Type of account?
An investment account with a diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs, and includes hundreds of companies like Google, Amazon and Disney.
Expected return?
The expected long-term return of our investment portfolios ranges between 3-6% per year.
How much does it cost?
$2 per month per $5,000 of account balance. Other custodial fees may apply.
How long should I invest for?
Long-haul investing is the way to go. We recommend that you keep your money invested a minimum of 3 years.
All investments involve risk and may result in loss. Not FDIC insured. No bank guarantee.

The annual expected returns of 3% to 6% described above are calculated using a backtest of actual asset-weighted returns of the ETFs included in each portfolio. The backtest is from January 1 2008 to May 31 2016. The expected returns are net of the $2 per month Finhabits management fee and uses an account with a balance of $5,000.
3-6%
Expected long-term annual gain
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