The easy way to open and manage a Roth or Traditional IRA. Enjoy the benefits of automatic deposits that can be paused as needed. Plus, you'll have access to Finhabits' habit-building Journeys, news & tips, and bank alerts.
Start your IRA today with as little as $20 a week.
$3 per month per $7,500 of account balance. Other custodial fees may apply.
Limited Time Offer: $0 monthly fee for accounts with an average daily balance of $100 or less and a minimum of 1 deposit per month.
For both Traditional and Roth IRAs, the 2021 contribution limit is $6,000 per year (under age 50). If you are age 50 or over, your contribution limit is $7,000 per year.
All investments involve risk and may result in loss. Not FDIC insured. No bank guarantee.
Finhabits does not provide tax advice. Please consult a tax professional.
The annual expected returns of 4% to 7% described above are calculated using a backtest of actual asset-weighted returns of the ETFs included in each portfolio. The backtest is from January 1 2008 to May 31 2016. The expected returns are net of the $3 per month Finhabits management fee and uses an account with a balance of $7,500.