PREPARE
Individual Retirement Account
The easy way to open and manage a Roth or Traditional IRA. Enjoy the benefits of automatic deposits that can be paused as needed.
Ideal for independent workers and people without access to a 401(k). An IRA is a good idea whether you're in your 20s or 50s.
Choose between a Roth and a Traditional IRA with a well-diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs.
The Subscription Fee is $10/month. You automatically switch to an annual Asset Management Fee of 1.0% when the combined balance across all your Finhabits accounts surpasses $12,000.

The subscription includes up to 3 investment accounts and access to exclusive Money Journeys, classes, financial planning tools, and live stream events.

The Finhabits fee covers most of the costs associated with your account such as unlimited deposits, withdrawals, re-balancing, and reinvestment of dividends. You could incur extra charges on services that are not part of the normal service such as printed statements.
The IRA contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
This service is operated and maintained by Finhabits Advisors, LLC, an SEC registered investment adviser. Securities offered through Apex Clearing Corporation, a member of FINRA/SIPC.

All investments involve risk and may result in loss. Not FDIC insured. No bank guarantee.

Finhabits does not provide tax advice. Please consult a tax professional.

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