SIMPLIFY
401(k) Rollover or IRA Transfer
Simplify your life with our Traditional IRA. You can roll over one or more accounts and set up automatic deposits to continue saving. Plus, with Finhabits, youll have access to our habit-building Journeys, news & tips, and bank alerts.

Start your rollover or transfer today!
When you've switched jobs, and can't (or don't want to) transfer your old 401(k) to your new employer's plan. Or, when you've had multiple jobs and wish to consolidate your old retirement accounts – including Traditional IRAs
This is a Traditional IRA with a well-diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs.
The expected long-term return of our investment portfolios for IRAs ranges between 4-7% per year.
$3 per month per $7,500 of account balance. Other custodial fees may apply.
Generally, the IRA contribution limit does not apply to a rollover.
When deciding whether to rollover a retirement account, you should carefully consider your personal situation and preferences. This information is for general informational purposes and is not intended to be an individualized recommendation that you take any particular action. Factors that you should consider include: investment options, fees and expenses, services, withdrawal penalties, protections from creditors and legal judgments, required minimum distributions, and treatment of employer stock. Before deciding to rollover, you should research the details of your current retirement account and consult tax and other advisors with any questions about your personal situation.

All investments involve risk and may result in loss. Not FDIC insured. No bank guarantee.

Finhabits does not provide tax advice. Please consult a tax professional.

The annual expected returns of 4% to 7% described above are calculated using a backtest of actual asset-weighted returns of the ETFs included in each portfolio. The backtest is from January 1 2008 to May 31 2016. The expected returns are net of the $3 per month Finhabits management fee and uses an account with a balance of $7,500.
4-7%
Expected long-term annual gain