SIMPLIFY
401(k) Rollover or IRA Transfer
Simplify your life with our Traditional IRA. You can roll over one or more accounts and set up automatic deposits to continue saving.

Start your rollover or transfer today!
When you've switched jobs, and can't (or don't want to) transfer your old 401(k) to your new employer's plan. Or, when you've had multiple jobs and wish to consolidate your old retirement accounts – including Traditional IRAs
This is a Traditional IRA with a well-diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs.
The Subscription Fee is $10/month. You automatically switch to an annual Asset Management Fee of 1.0% when the combined balance across all your Finhabits accounts surpasses $12,000.

The subscription includes up to 3 investment accounts and access to exclusive Money Journeys, classes, financial planning tools, and live stream events.

The Finhabits fee covers most of the costs associated with your account such as unlimited deposits, withdrawals, re-balancing, and reinvestment of dividends. You could incur extra charges on services that are not part of the normal service such as printed statements.
Generally, the IRA contribution limit does not apply to a rollover.
This service is operated and maintained by Finhabits Advisors, LLC, an SEC-registered investment adviser. Securities offered through Apex Clearing Corporation, a member of FINRA/SIPC.

When deciding whether to rollover a retirement account, you should carefully consider your personal situation and preferences. This information is for general informational purposes and is not intended to be an individualized recommendation that you take any particular action. Factors that you should consider include: investment options, fees and expenses, services, withdrawal penalties, protections from creditors and legal judgments, required minimum distributions, and treatment of employer stock. Before deciding to rollover, you should research the details of your current retirement account and consult tax and other advisors with any questions about your personal situation.

All investments involve risk and may result in loss. Not FDIC insured. No bank guarantee.

Finhabits does not provide tax advice. Please consult a tax professional.

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