Welcome to  Finhabits!
Want to grow your wealth and secure a brighter future? At Finhabits, we empower you to do just that.

Let Finhabits simplify your financial journey and pave the way for a more prosperous tomorrow.
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Why you should join
Finhabits will help you reach your financial goals faster, with the right investment opportunities and essential financial knowledge.
Easy and Automated Investments
Invest with ease at Finhabits. As a member, you can have up to three investment accounts to use as you see fit. Open one of each account type or mix and match!*

Enjoy automatic rebalancing, reinvestment of dividends, and unlimited deposits and withdrawals. Finhabits diversifies your portfolio for a robust and resilient financial future.

Start with $5 or $5000– whatever works for you.

*limit 1 IRA per user.
Don’t know where to start?
Once you join, we help you decide which accounts are best for you based on your goals and profile. All you need to do is make deposits and we take care of the rest.
Emergency Reserve
(Taxable Brokerage Account)
This is ideal for those who are saving for retirement, with the option to withdraw funds to cover unexpected expenses. The Emergency Reserve Account is an investment account designed to save money and minimize the risk of loss.
Personal Investment Account
(Taxable Brokerage Account)
Good for those looking to invest for mid-term and long-term goals, and who may need access to all or part of their funds at any time. An investment account with a diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs, and includes hundreds of companies like Google, Amazon and Disney.
Individual Retirement Account
(IRA, roth or traditional)
Ideal for independent workers and people without access to a 401(k). An IRA is a good idea whether you're in your 20s or 50s. Choose between a Roth and a Traditional IRA with a well-diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs.
401K Rollover or IRA Transfer
(IRA)
Ideal for those who’ve switched jobs or had multiple jobs and wish to consolidate old retirement accounts – including Traditional IRAs. We help you get organized and roll over your accounts into an IRA at Finhabits. This is a Traditional IRA with a well-diversified portfolio that contains low-cost ETFs from Vanguard, BlackRock or Goldman Sachs.
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Financial tools to make your life easier
When you connect your bank account to make deposits, you also unlock more than just the basics with Finhabits. You'll gain entry to our exclusive Money Insights tool. This feature lets you set up alerts to keep an eye on big changes in your account, ensuring you're always one step ahead in managing your finances.
Security First
We manage your information with the same care as a bank. Be assured that your money and personal information are kept safe and secure.
Transparent fees
You pay $10 per month and automatically switch to an annual Asset Management fee of 1.0% when the combined balance across all your Finhabits accounts surpasses $12,000.
Build your financial expertise through Finhabits Academy
With your membership you gain full access to classes, videos, and guided Money Journeys to help you to build financial understanding and reach your goals.

Whether your aspirations include owning a home, preparing for retirement, or growing your business, we have a wealth of information to get you there. Finhabits is not just an investment app; it's your partner in learning for financial empowerment.
Real people, just like you
Meet the people behind the app. If you need help, we are just a phone call away at 1-800-492-1175 or reach us at support@finhabits.com. We speak tu idioma.

Finhabits is the bilingual financial wellness platform by Latinos for Latinos that helps you build, grow and protect your wealth. We proudly serve the Latino community across the United States and Puerto Rico.

Our customer service is available from Monday to Friday to help answer your questions.
FAQs
Finhabits was founded in 2015. We are an SEC (Securities and Exchange Commission) registered investment adviser. The SEC is the regulating agency of investment services in the United States. Registration does not imply a certain level of skill or training.
Absolutely! Finhabits is crafted for everyone, regardless of your financial knowledge or experience. Our tools, resources, and support are designed to make financial planning and investing accessible and understandable for all users.
Click “Join Now” and fill out your information to become a subscriber. You will gain access to all the educational content and the ability to open investment accounts.
Yes. You can set your preferred language in the app to Spanish or English.
We are here to help you. Improving your financial habits could change your familys future, so ask all the questions you need to. 1-800-492-1175 or reach us at support@finhabits.com.
To open an investment account you need to register with a valid SSN or ITIN (Individual Taxpayer Identification Number). You can become a member without providing an SSN to access educational content on the mobile app.
You will be asked to provide a credit card or debit card to pay the $10 monthly fee. Once you invest over $12,000 you stop paying the $10 fee and switch to a 1.0% management fee, which is billed from your investment account instead of your credit or debit card.
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Investment advisory services offered through Finhabits Advisors LLC ("Finhabits"), an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Featured individuals are actors or paid spokespeople and not clients of Finhabits unless otherwise noted. Any testimonial of advisory services is representative of the clients view at the time it was collected. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. 

By using this service, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving Form CRS, Form ADV Part II, and all other disclosures from Finhabits.
Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Go to licenses for more details. All information herein as well as any communication on social media is neither an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.